Moneko
AI-powered shared expense tracking and budgeting via chat
Freemium Productivity
Overview
Moneko is an AI-powered expense tracker and budgeting app that lets you log spending through text, voice, photos, and chat-style messages. Instead of wrestling with spreadsheets, just chat to record transactions and the AI automatically categorizes and organizes your finances. Features shared expense tracking for couples, roommates, and groups with separate personal and shared dashboards, multi-currency support, and WhatsApp integration for logging expenses without even opening the app.
Pricing: Free trial | Monthly: $2.99 | Annual: $9.99 | Lifetime: $19.99
Minimum macOS: 12.0 (Monterey)
Architecture: Apple Silicon
Key Features
- Log expenses via text, voice, photos, or chat messages
- AI-powered automatic expense categorization
- Shared expense tracking for couples, roommates, and groups
- Envelope-style budgeting with Pockets system
- WhatsApp integration for logging without opening the app
- Multi-currency support
- Smart receipt scanning and extraction
- Household mode with separate personal and shared dashboards
- AI scenario planning for financial goals
- Home screen widgets for budget status and net worth
- Export transactions as Excel or CSV